I've always taken this pretty seriously but this year it seems to be even more important than ever. I'm not 100% sure why but the fact that I'm closer to 50 than I am to 40 just might have something to do with it.
2018 has been OK. It's not quite over yet but it's close. I didn't hit everything that I wanted to do this year. There really aren't any excuses or reasons, I just didn't do it and that's 100% on me and only me.
The main reasons that I do this a little early is to prepare. Changes can be a bit difficult. Getting "into the groove" or finding that rhythm that works can take a few weeks. Since I start a little early by the time the first week of January rolls around that groove has been found and new habits have hopefully taken hold.
I look at everything and I mean EVERYTHING. From my work to my hobbies to what needs to be done in the house all the way to the food that we eat. It isn't "new year new me." This is "what changes do we need to make this year that will improve our lives."
To kick off 2019, January is going to be the first of at least two no spend months for 2019. (I'll still be posting the deals though!) By doing that, we will be jump starting our savings account for 2019. Our food stockpile is still ridiculous so that will help a lot and is the main reason we are doing it. We will still pick up produce every week, but just won't be paying out of pocket for it. I'll have a video posting the first week of January that talks about this and how I'm doing it.
If you haven't heard of a no spend month, it is where you pretty much pay your regular monthly bills like rent/mortgage, utilities, buy gas for your vehicle and that's it. You don't buy anything else for the entire month unless it is a dire need. Not even a pack of gum. It's a great way to jump start a savings account and utilize a food stockpile to get rid of things that have been hanging out for a while.
A few other things that I want to work on in 2019...
- I let Ebay go by the wayside this past year and I still have a lot of inventory so I'll be getting that back on track to get rid of it.
- Be more aggressive on continuing to build my residual writing portfolio, including my websites. I really slacked off on those in 2018 and it shows in my income. :(
- Speaking of websites/residuals, since I slacked off on those I also ended up taking a hit on my Amazon Affiliate income, so I'll be working on correcting that this year too.
- We took no real vacation last year because of my mouth procedures and Spudward's medical issues so there are a few trips in our future this year, we just have to decide where and when we are going.
- We need another vehicle but agree that we don't want a vehicle payment, so we will be car shopping sometime this summer/fall.
- Finish the house remodel.
- Continue to build the savings account even though we do have some large projects coming up.
- We are also both going to be getting new iphones this year but won't be signing any contracts with anyone. There's also a HUGE reason why we are going with Apple vs. Android and it isn't because we are Apple Fanboys because we aren't.
- Getting back into what I call sensible and ethical couponing. I'll be posting a video on this the first week of January too.
2019 is definitely going to be better than 2018. Hopefully I can teach you or show you things that you may have never considered, knew about or thought of that will make your life easier and better too. Couponing for over 20 years and digging myself out of a financial hole... twice, has taught me a few things that hopefully I can share with you and you too can benefit from at least some of the tidbits that you'll find here. We'll see!
Are you a planner or more "fly by the seat of your pants" kinda person? What are some of the things that you want to accomplish in 2019?
Happy Monday to you!